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Helping You with Your Real Estate Searching
Whether searching for the perfect home in Orangeburg or just looking for a vacation or investment property, our agents can assist you. We have been in business since 1994, so we know Orangeburg inside and out. Contact us today at (888) 352-3154 in Orangeburg, South Carolina, for house sales and other real estate listings.
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Before You Begin Your Search
Unless you are able to pay cash for your home, most buyers will need to go through the process of applying for a mortgage. By contacting a mortgage loan specialist before you begin your search, you are able to determine the amount of loan for which you qualify. Typically, a borrower is pre-qualified for a loan that amounts to 28% or less of their gross monthly income.
In addition, if you know the amount of the monthly payment you would be comfortable paying, a mortgage specialist can calculate the price range for your home search. Getting prequalified for a loan also increases your chances of your offer being accepted. A seller is more likely to accept an offer from a buyer who already has funding versus one who still needs to get a loan.
By going through the pre-qualification process, your mortgage specialist can provide you with an estimate of how much cash you will need for the sales transaction. Cash is needed for the down payment, earnest money, and closing costs of the transaction.
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Call us at (888) 352-3154 for a current list of house sales in Orangeburg, South Carolina.
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